A good starting point for jewelry with any particular outfit is to decide on a focal point, and then work your way out from that area. The focal point can be a pendant, an embellished belt or buckle, a large sports watch, or gorgeous drop earrings. All other jewelry may complement the focal point without overpowering or competing with it. Wherever you place the focal point is where people’s eyes will fall first. Whether you wear gold or silver depends on your own coloring, and the contrast between your hair and skin. Traditionally, winter palettes wear shiny silver tones, spring wear shiny gold, summer palettes wear brushed silver, and autumns wear brushed gold. However, there are no hard and fast rules anymore.
It is okay to mix gold and silver, along with pearls or colored gem stones. The important thing is that the style of the jewelry meshes with both your own personal style and the clothes you’re wearing. Jewelry is a fabulous way to add your personal touch to an otherwise ordinary outfit. Details in the jewelry can mimic details in your appearance. Those slim and petite look better in more delicate chains, while those with a larger physique(or larger personality) can carry chunkier bolder pieces.
One universal rule is that necklaces are most flattering when worn the same distance from the chin that the hairline is in the opposite direction. I always look for necklaces that are adjustable because they fall differently on every neck, and even on the same person may work better at varying lengths with different necklines. But when you have time take a measuring tape and check the distance from your hairline to your chin, then take that distance back down from your chin to your chest: you will find the spot where either a necklace should end or your neckline should begin. It is your ideal balance point.
Wherever, and however you wear your jewelry, it should flatter you and reflect your unique personal style!